OutRAGEous

Yep, I'm going to rant. I am researching legislation to fight an unfair credit gouge by WaMu, and I come across this comment from an industry employee:

Original article if you are interested in reading:

http://redtape.msnbc.com/2007/01/debit_cards_fue.html

"Well, it was a relatively interesting article, however, they make the banks out to be the bad guys.
We're just collecting money on people's stupidity.
It's not that hard to balance a check book, and the article makes it out like it is just the most difficult thing in the world.
All you have to do is record what you spend your money on, get online banking, and take advantage of the free 800-number
every bank provides for you. We don't WANT you to overdraft, but, we won't stop you from being stupid, either."

Of course these comments are anonymous, and even better, there are over 800, indicative to me that my response would be lost. So I am posting it here:

Macie: "That's a brilliant comment. Riddle me this, joker: exactly how is it that your brilliant creative money-making scheme by raping fees from "stupid" consumers landed your industry in bankruptcy? Couldn't you have run a statement of cash-flows? Or perhaps checked your BALANCE SHEET? I guess it actually is harder when you don't have the 800 number.... After all, you only need to record how much money you are loaning out and bring in more than you give away. We don't WANT to bail you out, but your stupidity has cost us without our consent. It would be fantastic if we actually got the stock we are "loaning" to you dickweeds or the dividends on the profit you made by jacking up NSF fees and approving credit without regard to the Truth in Lending Act.

Now that we have so graciously bailed you out, I wonder what our loan terms should be....perhaps we will send you an email every day with our never-ending list of changes to our conditions for allowing you shitheads to stay in business and continue to rape those who saved you. Instead of bailing out you fucknuts, we should be using that "loan" money to pay out consumers for their losses & restore their homes, while burying you banking assholes with Ken Lay and the rest of the Enron crew.

By the way, are you still employed, smarty-pants?